Community Impact Mortgage-Backed Securities Program

MBS provides the resources whereby institutional investors have the opportunity to direct their agency (Ginnie Mae, Fannie Mae and Freddie Mac) residential mortgage-backed securities (RMBS) investments into selected states, regions, counties, communities and/or designated groups.


We work with investors to create customized, new issue, current loan production, fixed-income RMBS. These investments encourage more local, residential lending that will directly impact and contribute to the recovery, rebuilding and revitalization of specifically targeted geographic areas and/or designated groups.

MBS will identify geographic and/or designated group-specific residential mortgage loans nationally from requested states and counties. We will facilitate the sourcing and structuring of requested pool compositions, and expedite the securitization and sale of Ginnie Mae, Fannie Mae or Freddie Mac RMBS based upon your specifically requested geographic and/or designated group investment requirements.

We provide access to specific residential loans that will collateralize the agency RMBS based upon your specific requirements. We will also provide the documentation to demonstrate pool composition for the selected loan pools where Federal Emergency Management Agency (FEMA) and/or Federal Financial Institutions Examination Council (FFIEC) mandates have been requested as well.

For more information, please call (866) 330-0860.

Ƶapp. Approved by California Department of Insurance

Frequently Asked Questions

Additional Community Impact Investment Information

Collateral loans have the following characteristics:

  • Requested United States, Puerto Rico, U.S. Virgin Islands and Guam property loans only.
  • One to four family unit property loans only.
  • $1 million minimum investment.
  • Standard agency loan underwriting.